1. Acceptance of Terms

By accessing and using the Realite platform ('Service'), you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use this service.

These Terms of Use constitute a legally binding agreement between you and Realite SAS ('Realite', 'we', 'us', or 'our'). By creating an account, accessing our website, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

We reserve the right to modify these terms at any time. Continued use of the Service after any modifications constitutes acceptance of the new terms.

2. Service Description

Realite is an AI-powered financial information and portfolio tracking platform that provides:

Portfolio tracking and analysis tools
Financial market information and news
AI-generated market insights and analysis
Prediction market analysis (Polymarket, Kalshi)
Educational content about investments

IMPORTANT: Realite is NOT a licensed financial advisor, broker, or investment firm. All information provided is for educational and informational purposes only.

3. AI-Generated Content Disclaimer

⚠️ CRITICAL AI DISCLAIMER

Our Service uses artificial intelligence (AI) and machine learning technologies to generate content, analyses, and predictions. By using our Service, you acknowledge and accept that:

AI-generated content may contain errors, inaccuracies, or omissions
AI predictions and analyses are based on historical data and may not accurately predict future outcomes
AI models have inherent limitations and may produce unexpected or incorrect results
AI-generated insights should not be relied upon as the sole basis for any investment decision
We do not guarantee the accuracy, completeness, or reliability of any AI-generated content
AI models may produce biased, outdated, or contextually inappropriate responses
Predictions and forecasts are probabilistic estimates, not guarantees

The AI systems powering our Service are provided by third-party providers including OpenAI. These systems may occasionally produce content that is factually incorrect, misleading, or inappropriate. You should always verify important information from independent sources.

Realite shall not be liable for any losses, damages, or consequences arising from reliance on AI-generated content.

You acknowledge that AI technology is rapidly evolving and that our models may be updated, modified, or replaced at any time without notice.

4. Disclaimer of Financial Advice

⚠️ CRITICAL FINANCIAL DISCLAIMER

Realite is NOT a licensed financial advisor, investment advisor, or broker-dealer.

All information, analysis, and content provided by Realite is for educational and informational purposes only
Nothing on this platform constitutes professional financial advice, investment advice, or a recommendation to buy, sell, or hold any security
All investment decisions are made at your own risk and discretion
You should always consult with a qualified financial advisor before making any investment decisions
Past performance does not guarantee future results
We are not regulated by any financial regulatory authority (SEC, FINRA, AMF, or other)
Target prices and predictions are estimates only and should not be relied upon
Market conditions can change rapidly and unpredictably

BY USING THIS SERVICE, YOU EXPRESSLY ACKNOWLEDGE THAT REALITE PROVIDES NO FINANCIAL ADVICE AND THAT ALL INVESTMENT DECISIONS ARE YOUR SOLE RESPONSIBILITY.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, REALITE SHALL NOT BE LIABLE FOR:

Any financial losses, damages, or consequences arising from your use of the information provided on this platform
Investment decisions made based on our content, AI analyses, or predictions
Market volatility, economic conditions, or other external factors
Technical issues, data inaccuracies, AI errors, or service interruptions
Any direct, indirect, incidental, special, consequential, or punitive damages
Loss of profits, data, goodwill, or other intangible losses
Errors in AI-generated predictions, analyses, or recommendations
Third-party data inaccuracies or delays

You acknowledge and agree that you use this service at your own risk. Realite's maximum aggregate liability shall not exceed the amount you paid for the service in the 12 months preceding the claim, or €100, whichever is greater.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability. In such cases, our liability will be limited to the fullest extent permitted by applicable law.

This limitation of liability applies regardless of the legal theory under which liability is sought, whether in contract, tort, negligence, strict liability, or any other theory.

You agree to indemnify and hold harmless Realite from any claims arising from your use of the service or reliance on its content.

6. Investment Risks Warning

Investment Warning

All investments carry risk, including the potential loss of principal. You should:

Only invest money you can afford to lose
Diversify your investments
Understand the risks associated with each investment
Consider your financial situation and risk tolerance
Seek professional advice when appropriate
Be aware that AI predictions are not reliable indicators of future performance

7. User Responsibilities

As a user of Realite, you agree to:

Provide accurate and truthful information
Use the service only for lawful purposes
Not attempt to reverse engineer or compromise the platform
Not share your account credentials with others
Comply with all applicable laws and regulations
Understand that all investment decisions are your sole responsibility
Not rely solely on AI-generated content for investment decisions
Verify important information from independent sources

8. Intellectual Property

All content, features, and functionality of Realite are owned by Realite SAS and are protected by international copyright, trademark, and other intellectual property laws.

AI-generated content provided through our Service may be subject to limitations and restrictions. You may not reproduce, distribute, modify, or create derivative works without prior written permission.

You retain ownership of any content you submit to our platform, but grant us a worldwide, royalty-free license to use, display, and process such content for the purpose of providing our services.

9. Termination

We may terminate or suspend your account at any time for violation of these terms, without prior notice or liability.

You may terminate your account at any time by contacting us. Upon termination, your right to use the service will cease immediately.

All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of France, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts of Paris, France.

For EU consumers, this clause does not affect your statutory rights under applicable consumer protection laws.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or platform notification.

Continued use of the service after changes constitutes acceptance of the new terms. If you do not agree with the modified terms, you must stop using the Service.

12. Contact Information

If you have questions about these terms, please contact us at:

Email: contact@realite.io
Address: 123 Financial Street, 75001 Paris, France

Realite SAS - RCS Paris B 123 456 789

Terms of Use