Terms of Sale
Conditions Générales de Vente
These terms govern the sale of Realite services and contain important information about refunds, cancellations, and service limitations.
1. Service Description and Pricing
Realite offers subscription-based financial information and portfolio tracking services:
- Free Plan: Basic portfolio tracking with limited features
- Premium Plan: Advanced analytics, AI insights, and unlimited tracking
- Enterprise Plan: Custom solutions for institutional users
All prices are displayed in EUR and are subject to applicable taxes. Prices may change with 30 days' notice to existing subscribers.
2. Payment Terms
2.1 Subscription Billing
- Subscriptions are billed in advance on a monthly or annual basis
- Payment is due immediately upon subscription or renewal
- We accept major credit cards and other payment methods as displayed
- Failed payments may result in service suspension
2.2 Automatic Renewal
Unless cancelled, subscriptions automatically renew at the end of each billing period. You will be charged the then-current subscription fee.
3. Service Limitations and Disclaimers
⚠️ CRITICAL SERVICE DISCLAIMERS
Realite is NOT a licensed financial advisor, investment advisor, or broker-dealer.
- All information provided is for educational and informational purposes only
- We do not provide personalized investment advice
- We do not guarantee the accuracy, completeness, or timeliness of any information
- We are not responsible for your investment decisions or financial outcomes
- All investment risks are borne entirely by you
- AI analyses may contain errors or inaccuracies
- Predictions do not guarantee future performance
4. Limitation of Liability for Financial Losses
⚠️ NO LIABILITY FOR FINANCIAL LOSSES
Realite shall not be liable for any financial losses, damages, or consequences arising from:
- Your use of our information, analysis, or recommendations
- Investment decisions made based on our content
- Market volatility, economic conditions, or external factors
- Technical issues, data inaccuracies, or service interruptions
- Any direct, indirect, incidental, special, or consequential damages
- Loss of profits, data, or business opportunities
- Errors or inaccuracies in AI-generated analyses
- Delays or interruptions in market data transmission
You acknowledge that all investment decisions are made at your own risk and discretion.
Realite's maximum liability is limited to the amount of subscription fees paid over the past 12 months, or €100, whichever is greater.
5. Refund Policy
5.1 General Refund Terms
- Refunds are available within 14 days of initial subscription (EU consumer right)
- No refunds for partial months or unused portions of subscriptions
- Refunds are processed to the original payment method within 5-10 business days
- Refund requests must be submitted through our support system
5.2 Non-Refundable Situations
- Refunds will not be provided for financial losses incurred from using our service
- No refunds for dissatisfaction with market performance or investment outcomes
- No refunds for account termination due to terms violations
6. Cancellation Policy
6.1 User-Initiated Cancellation
- You may cancel your subscription at any time through your account settings
- Cancellation takes effect at the end of your current billing period
- You retain access to paid features until the end of your billing period
- No partial refunds for early cancellation
6.2 Service-Initiated Cancellation
We may cancel your subscription for:
- Violation of our Terms of Use
- Fraudulent activity or payment issues
- Abuse of our service or other users
- Legal or regulatory requirements
7. Contact Information
For questions about these terms or billing issues, contact us at:
- Email: contact@realite.io
- Support: support@realite.io
- Address: 123 Financial Street, 75001 Paris, France
Realite SAS - RCS Paris B 123 456 789
Last Updated: January 27, 2026
By subscribing to Realite, you acknowledge that you have read, understood, and agree to be bound by these Terms of Sale.